Rebuilding Your Credit After Bankruptcy

Randy Lee BumgarnerBankruptcy

Every client in my office is my most important client. Contact The Law Offices of Randy Lee Bumgarner now at 1-405-557-7800 for friendly, personalized legal services.

Are you worried about filing for consumer bankruptcy because you think it will damage your credit? Don’t be. The fact of the matter is that your credit is already damaged. Consumer bankruptcy is the first step to rebuilding your credit.

I have spent three decades providing friendly, personalized care to people in Oklahoma City and statewide. When you turn to me, you can be confident that the advice I provide is advice that is right for you.

How Consumer Bankruptcy Helps To Rebuild Your Credit

If you are considering bankruptcy as an option for debt relief, your credit is already severely damaged. When you file for bankruptcy, that damage begins to be repaired. It shows that you have taken steps to fix problems.

You can get credit after bankruptcy. In fact, creditors understand that a person who has filed bankruptcy cannot file again for seven years. They know that you will have to be responsible for the credit they offer.

Chapter 7 Bankruptcy And Chapter 13 Bankruptcy

There are two forms of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 involves the liquidation of some assets in order to pay off debts. Chapter 13 involves a payment plan to resolve debts over a few years.

I will take the time to help you determine which form of bankruptcy is right for you. I will help you get started on the road to rebuilding your credit.

An Attorney, Not A Credit Counseling Service

There are a lot of consumer credit counseling services out there. However, you want representation from a lawyer, someone who can actually take the steps to get a resolution to your debt problem.

I am a lawyer, but I also consider myself a counselor. I take pride in getting to know your needs and offering you guidance that is customized to your situation. Most importantly, I will stand by your side through the entire process. I will be there for you when you need me.